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Newcomb Finance v1

  • Finance + Asset Sourcing
    ​Don't buy your next car until you have a plan.

    The wrong car, wrong price or wrong finance could cost you thousands. Get a FREE personalised Finance & Asset Plan before you commit: 

    Know what you can comfortably afford

    See your finance options and indicative repayments

    Get a smarter asset sourcing and negotiation strategy

    Get my free Finance & Asset Plan
    Personalised & no obligation. Prefer to talk?
    ​Call Jonathan: 0400 404 519

  • Finance + Asset Sourcing
    ​Don't buy your next boat until you have a plan.

    The wrong boat, wrong price or wrong finance could cost you thousands. Get a FREE personalised Finance & Asset Plan before you commit: 

    Know what you can comfortably afford

    See your finance options and indicative repayments

    Get a smarter asset sourcing and negotiation strategy

    Get my free Finance & Asset Plan
    Personalised & no obligation. Prefer to talk?
    ​Call Jonathan: 0400 404 519

  • Finance + Asset Sourcing
    ​Don't buy your next caravan until you have a plan.

    The wrong caravan, wrong price or wrong finance could cost you thousands. Get a FREE personalised Finance & Asset Plan before you commit: 

    Know what you can comfortably afford

    See your finance options and indicative repayments

    Get a smarter asset sourcing and negotiation strategy

    Get my free Finance & Asset Plan
    Personalised & no obligation. Prefer to talk?
    ​Call Jonathan: 0400 404 519

  • Finance + Asset Sourcing
    ​Don't buy your next motorbike until you have a plan.

    The wrong motorbike, wrong price or wrong finance could cost you thousands. Get a FREE personalised Finance & Asset Plan before you commit: 

    Know what you can comfortably afford

    See your finance options and indicative repayments

    Get a smarter asset sourcing and negotiation strategy

    Get my free Finance & Asset Plan
    Personalised & no obligation. Prefer to talk?
    ​Call Jonathan: 0400 404 519

  • Finance + Asset Sourcing
    ​Don't buy your next asset until you have a plan.

    The wrong commercial asset, wrong price or wrong finance could cost you thousands. Get a FREE personalised Finance & Asset Plan before you commit: 

    Know what you can comfortably afford

    See your finance options and indicative repayments

    Get a smarter asset sourcing and negotiation strategy

    Get my free Finance & Asset Plan
    Personalised & no obligation. Prefer to talk?
    ​Call Jonathan: 0400 404 519
Years Experience
Google Rating
50+ Lenders
Finance + Assets

Buying The Asset Is Only Half The Challenge

Find the right asset

Choose wrong and up to 25% of its value could vanish in the first year.

Compare finance options

Choose wrong and just 1% extra interest could cost you thousands.

Manage the paperwork

One mistake could delay approval, derail settlement or cost you the asset.

One Guide From Search to Settlement

Private Finance & Assets

Car

Classic Car

Motorbike

Caravan

Boat

Jetski

Get my free Personal Plan

Commercial Finance & Assets

Vehicle

Agriculture

Construction

Machinery

Fit-out

Office

Get my free Commercial Plan

Access Over 50+ Lenders

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How it works

1. Tell us your needs

Talk to us about your financial situation and asset needs.

2. We research

Finding the best finance for you & best value asset sources.

3. You review options

You review your personal Finance & Asset Roadmap.

4. Find & purchase

We help you get the best priced asset & settle the finance.

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Why customers choose us

Personal service by Jonathan

Options compared around your personal needs

Asset finance & sourcing in one place

Over 50+ lenders available

Australia-wide

Absolutely hands down the best service going, if you need it Jonathan will get it, 5 stars all day!

Paul Edyvane | Brisbane

Jonathan has been amazing. I was in a bit of a pickle and Jonathan was able to help me get a loan to get a car. Highly recommend using Jonathan for whatever the situation may be.

Jade Mason | Brisbane

Highly recommend Jonathan at Newcombe Finance, he has helped me with finance for my business vehicles on a number of occasions. Jonathan goes the “ extra mile” to make sure your needs are met.
Thanks Jonathan !!!!

Graham Davies | Brisbane

It was amazing working with Jonathan!! Would definitely recommend he helped me get my dream car like that and was so easy to work with!!!

Piper McGrath | Ipswich

If you're looking for a car finance broker who is knowledgeable, trustworthy, and genuinely cares about getting you the best outcome, I highly recommend Jonathan Newcomb. Thanks again for making what could have been a stressful experience so smooth and straightforward!

Morgan Richardson | Townsville

Helped me get into my dream car for a fraction of the cost and stress. Very helpful 10/10 would highly recommend!

Shakeel Tromp | Blackwater

I couldn't recommend Jonathan enough! He was extremely helpful, with great communication and advice through the whole process.

Tessa Bibby | Brisbane

Great communication and an absolute pleasure to deal with. If you need finance, do yourself a favour and contact Jonathan at Newcomb finance.

Glen Derksen | Moranbah

I would 100% recommend Jonathan, I had an amazing experience in finding a car with his assistance, he went above and beyond to help find the perfect car for me and my family.

Zoe Crawford | Perth

Johnathan has been extremely patient and kind, great communication even throughout weekends. Much appreciated 👍

Allen Guo | Brisbane

Your next vehicle or piece of equipment is a big investment. Jonathan Newcomb brings over 20 years in asset sourcing and 10 years in asset finance to help you make that decision with confidence. A mad keen vehicle enthusiast, he combines practical knowledge with personal service, helping you find the right asset and understand your finance options.


A devoted dad of two, Jonathan gets a kick out of helping people move forward. That might mean getting behind the wheel of a dream vehicle or finding equipment that saves a business time and money. It’s what gets him out of bed each morning. He takes the time to listen, keeps you informed and goes the extra mile to make your purchase feel less overwhelming and more exciting.

Don't let the wrong asset or finance hold you back!

Make your next move a smart one by having greater clarity, less running around and one trusted contact from start to finish.

Get my free Finance & Asset Plan

Questions before you get started

  • ​​Rate-Shopping Impact: Submitting multiple formal applications to different lenders in a short window creates "hard inquiries" that can lower your credit score.
  • Soft Enquiries: Most brokers and digital platforms now offer an initial "soft search" or quote, giving you personalized rates without leaving a mark on your credit file.
  • Fixed Rate: Your interest rate and monthly payments stay exactly the same for the entire life of the loan.
  • Variable Rate: Your interest rate changes based on market conditions such as RBA interest rate increases or decreases, meaning your monthly payments can go up or down.
  • Flexibility: Fixed loans offer predictable budgeting, but variable loans often have lower early payout fees if you want to settle the debt ahead of schedule.
  • ​Secured Loan: The lender uses the vehicle as collateral, offering a lower interest rate because their risk is reduced.
  • Unsecured Loan: No collateral is required, making it ideal for older used cars that do not meet age criteria, though it carries a higher interest rate.
  • Age Limits: Most lenders require a secured vehicle to be under 10 to 12 years old by the time the loan term finishes.

  • Prime Tier: A credit score above 650 to 700 generally unlocks the lowest advertised market interest rates.
  • Subprime Options: You can still get approved with a lower score or past defaults, but you will likely face higher interest rates or be required to put down a cash deposit.
  • Lump Sum: A balloon payment is a one-off sum paid to the lender at the very end of your loan term.
  • Lower Payments: Setting a 20% to 40% balloon lowers your monthly repayments, but you must refinance or pay it off in full to keep the asset.

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Get your Finance & Asset Sourcing Plan

Tell us about your finances and what asset you want and Jonathan will explore suitable finance and the best sourcing strategy option for you.

 

0400 404 519